Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. (If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you pay.)

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The FCA does not regulate some Buy to Let mortgage contracts.The information on this site is for general guidance only and is subject to UK regulation and legislation. It is therefore restricted to consumers based in the UK.

*Representative Example: A mortgage of £152,585 payable over 25 years initially on a fixed rate for 5 years at 2.59% and then the standard variable rate of 4.49% (variable) for the remaining 20 years would require 60 monthly payments of £691.46 and 240 payments of £817.05. The total amount payable would be £237,328.42 made up of the loan plus interest (84,743.42) and a lender arrangement fee of £995. In this example the over cost for comparison is 3.93% APRC representative.